Last fall we heard “Drum,” an intimate, world-weary folk-rock ballad from Hiss Golden Messenger’s Bad Debt. The album is a collection of lo-fi tape recordings M.C. Taylor captured during at his North Carolina mountain home during a frigid fall and winter four years ago. And while the setting demands comparisons to Bon Iver’s For Emma, Forever Ago, these recordings are a lot rawer and more basic, and Taylor’s songs are distinctly Appalachian, steeped in biblical imagery and sung with a slightly scratchy twang. Now the album, which makes a fine soundtrack for days when you can’t go outside without risking frostbite, is streaming in full. Check it out at Pitchfork.

Bad Debt is out 1/14 via Paradise of Bachelors.